The week’s prices
In pesos, with the Canadian and US dollar figure next to each one. The price I paid, not a range and not an estimate.
What arrives
What you get, concretely
One letter a week. The same seven things in it, every time.
The receipts
Photographed the day I paid. The card, the name and the address are blurred before anything is published.
The stops, as I walked them
The route in the order I walked it, with what each stop costs and how long it takes to get there.
The numbers behind the plan
When a number moves, the source sits next to it. Nothing is rounded to look better than it was.
What I got wrong
Written down, with what the mistake cost me. The letters are not only the wins.
The people and services I found
When a stop says hire someone for this, I name who I used and what I paid them.
The video of each issue
A short video of the letter, made from my own voice, posted on our page. There is no player here and no link to any video platform.
From issue 1
Read the first letter
Manila, 6 October 2026
Would the dividends have paid the rent here?
I ran the numbers on a plan I do not hold. A hundred thousand Canadian dollars placed in ten dividend payers on the fourth of January 2016, dividends not reinvested, and the question is what those payouts would have produced over the last ten years. This is a backtest. It is history, not a position. I did not put my own money in these shares and I did not spend any payout. I only fetched the prices and the dividends and worked the arithmetic out in public, so anyone can open the pages and check it.
The idea is simple. Instead of buying a unit outright, you hold shares that pay you periodically, and you use those payments to cover the rent. You stay a renter, and the rent comes from the payouts. The ten names were chosen first for dividend cuts. Any company that cut its declared dividend in the last ten years was thrown out before the ten were picked, and nine of the fifty-six candidates went out that way. Two of those nine were record artifacts, at a merger and at a one-off payment, rather than clean cuts.
Also written
- Issue 2 — Keep your home back home, buy here
- Issue 3 — What can you do for yourself: a life centered on you
The price
One card, one price
Nine US dollars a month, or leave your email for the free notes.
9 US dollars a month.
One letter a week, charged to your card by Stripe. Promotion codes are allowed.
Not ready to pay? Leave your email and get the free notes.
How it is made
What goes into a letter
- The letter is written from my week: the videos I record, the receipts I keep, the notes I take.
- The artwork is generated, in our own image queue. No stock photographs.
- Our communications are made with AI and every person here is real. Nothing is a testimonial, nothing is invented.
What it is not
Not financial advice, not a signal service, not a promise of income. My week, written down, with the numbers I paid.
Where it leads
The letter feeds the programs: the stops become plans you can walk yourself, and the numbers behind the plan stay open in the dividend numbers.